New York Passes Law Restricting Credit Reports

New York is now the ninth state who has passed legislation restricting employers from utilizing applicant’s credit history when making an employment decision. Last week, Mayor de Blasio signed legislation NYC Int. 0261-A-2014, which amends the NYC Human Rights Law stating that it is an “unlawful discriminatory practice for employers to request or consider the…

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LinkedIn Not Considered a CRA

A federal judge in the Northern District of California dismissed a case brought by four plaintiffs last fall claiming that LinkedIn was operating as a consumer reporting agency (CRA). The plaintiffs claim that the site’s feature “Search for References” constitutes as a consumer report under the Fair Credit Reporting Act (FCRA). By accessing this information,…

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Whole Foods Violates FCRA

A class action lawsuit was filed against Whole Foods in Florida alleging Violations of the Fair Credit Reporting Act (FCRA). The suit filed on December 4, 2014 by a Tampa-based Whole Foods employee claims that the company’s background screening process violated the FCRA by failing to make proper disclosure and failing to obtain proper authorization…

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New York Trying To Ban Credit Reports

A group in New York is pushing Mayor Bill de Blasio to support a bill that would ban the use of credit reports in making an employment decision. The NYC Coalition to Stop Credit Checks in Employment claims that “Despite the widespread use of employment credit checks, there is no empirical evidence that the reviewing…

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New York Trying To Ban Credit Reports

A group in New York is pushing Mayor Bill de Blasio to support a bill that would ban the use of credit reports in making an employment decision. The NYC Coalition to Stop Credit Checks in Employment claims that “Despite the widespread use of employment credit checks, there is no empirical evidence that the reviewing…

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Onsite Inspections To Comply with the FCRA

Overall 11.5 million people are victims of identity theft every year. The perpetrators are using consumer information in order to commit these crimes. Consumer information includes identifiers of an individual such as, legal name, social security number, address, driver’s license number, phone number, email address, employment history, and financial information. This information is often collected…

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Onsite Inspections To Comply with the FCRA

Overall 11.5 million people are victims of identity theft every year. The perpetrators are using consumer information in order to commit these crimes. Consumer information includes identifiers of an individual such as, legal name, social security number, address, driver’s license number, phone number, email address, employment history, and financial information. This information is often collected…

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