Clients (Employers) must review all completed reports provided by their CRA (Credit Reporting Agency) provider to validate that the information is accurate and up to date. Most importantly employers must look for any adverse information that could potentially prevent the subject of the report from being hired for the position
A CRA’s responsibility is to provide public record information from reliable sources, based on services requested from the end-user of the report (Employer). CRA’s shouldn’t be involved in any hiring decision or the adjudication process; this is the employer’s responsibility.